Are mortgage rates low enough to refinance in 2026? Key factors to consider

Mortgage rates have fallen to their lowest levels in nearly three years, prompting many homeowners to reconsider refinancing. According to Freddie Mac, the average 30-year fixed mortgage rate recently dropped to about 6.01%, a level not seen since September 2022. Houses are seen from the air in Los Angeles, California, on February 17, 2026. The … Read more