It proved to be a year of surprises, as some of Australia’s biggest banks put the lid on company and trust lending; the Reserve Bank of Australia (RBA) pulled some dramatic decisions out of the hat; new homebuying initiatives came into force; and private credit saw a major regulatory crackdown.
But it was also a year of great success for the broking industry, with record high market share of home lending; increased prominence in the commercial finance market; and accolades aplenty for Australia’s best and brightest mortgage professionals.
MPA was there every step of the way, keeping readers up to date on the latest developments in the dynamic, diverse world of mortgage finance. In the four-part series, we look back on the biggest stories from each quarter that shaped the market.
Heading into the final quarter of the year, anyone hoping for a quiet end to 2025 would have been sorely disappointed, for the three months to 31 December proved to be one of the most unpredictable times of the year.
From ANZ’s massive proprietary lending push and a shock decision by some majors to restrict company and trust lending, to the regulatory onslaught in the private credit and high-risk lending segments, the quarter proved to be exceptionally busy for brokers.